Get the FREE 2025–2026 Coastal Real Estate Comparison Guide That Shows You

Exactly What Texas and Florida Really Cost to Own — Before You Sign Anything.

"Thinking About Buying on the Coast?

Not So Fast — Read This First."

Let me be straight with you.

I've watched people fall in love with beach houses, close on them, and then get completely blindsided by the real cost of owning one.

The mortgage? That's the easy part.

It's the insurance bill that stops people cold.

On a $500,000 coastal home, you could be paying $9,000 to $24,000 a year — just for coverage. Before taxes. Before HOA. Before a single repair.

And if you're choosing between Texas and Florida? The numbers are wildly different in ways most buyers never see coming.

That's why I built this guide.

Inside the FREE 2025–2026 Coastal Real Estate Comparison Guide, you'll get:

Real Market Data

median prices, days on market, appreciation trends, and inventory levels for both coasts.

The Insurance Breakdown

homeowners, flood, AND windstorm — three separate policies, real dollar amounts.

Property Tax side-by-side

who pays more? (the answer will surprise you)

Full Annual Cost of Ownership

for a primary home, second home, AND vacation rental at $500K

Final Weighted Scorecard

10 categories, honest scores, clear verdict

Airbnb & VRBO income data

what hosts actually earn, occupancy rates, and peak season breakdown.

14 Hidden Costs

the ones nobody mentions at the closing table

No fluff. No sales pitch. Just the numbers — so you can make a decision you'll be proud of.

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